url = ''; // HBCI / FinTS Url can be found here: https://www.hbci-zka.de/institute/institut_auswahl.htm (use the PIN/TAN URL) $options->bankCode = ''; // Your bank code / Bankleitzahl $options->productName = ''; // The number you receive after registration / FinTS-Registrierungsnummer $options->productVersion = '1.0'; // Your own Software product version $credentials = \Fhp\Options\Credentials::create('username', 'pin'); // This is NOT the PIN of your bank card! $fints = \Fhp\FinTs::new($options, $credentials); $fints->setLogger(new \Tests\Fhp\CLILogger()); // Usage: // $fints = require_once 'init.php'; return $fints;