- php-fints Bibliothek von 3.7.0 auf 4.0.0 aktualisiert - Parser-Fix: Ignoriert zusätzliche Bank-Felder statt Exception - HKEKA Segmente implementiert (HIEKASv5, HKEKAv5, HIEKAv5) - HKKAA Segmente implementiert (HIKAASv1, HKKAAv1) - GetStatementFromArchive und GetElectronicStatement Actions HINWEIS: HKKAA/HKEKA funktionieren noch nicht mit VR Bank (Fehler "unerwarteter Aufbau wrt DE 2" - Kontoverbindungsformat) Normale Funktionalität (Transaktionsimport) ist nicht betroffen. Co-Authored-By: Claude Opus 4.5 <noreply@anthropic.com>
182 lines
7.2 KiB
PHP
182 lines
7.2 KiB
PHP
<?php
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namespace Fhp\Action;
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use Fhp\BaseAction;
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use Fhp\Model\SEPAAccount;
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use Fhp\Protocol\BPD;
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use Fhp\Protocol\Message;
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use Fhp\Protocol\UnexpectedResponseException;
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use Fhp\Protocol\UPD;
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use Fhp\Segment\Common\Kti;
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use Fhp\Segment\HIRMS\Rueckmeldungscode;
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use Fhp\Segment\SPA\HISPAS;
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use Fhp\Syntax\Bin;
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use Fhp\UnsupportedException;
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/**
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* Initiates an outgoing wire transfer in SEPA format (PAIN XML).
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*/
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class SendSEPATransfer extends BaseAction
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{
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// Request (if you add a field here, update __serialize() and __unserialize() as well).
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/** @var SEPAAccount */
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private $account;
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/** @var string */
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private $painMessage;
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/** @var string */
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private $xmlSchema;
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/** @var bool */
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private $singleBookingRequested = false;
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// There are no result fields. This action is simply marked as done to indicate that the transfer was executed.
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/**
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* @param SEPAAccount $account The account from which the transfer will be sent.
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* @param string $painMessage An XML-formatted ISO 20022 message. You may want to use github.com/nemiah/phpSepaXml
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* to create this.
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* @return SendSEPATransfer A new action for executing this the given PAIN message.
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*/
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public static function create(SEPAAccount $account, string $painMessage): SendSEPATransfer
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{
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if (preg_match('/xmlns="(.*?)"/', $painMessage, $match) === false) {
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throw new \InvalidArgumentException('xmlns not found in the PAIN message');
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}
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$result = new SendSEPATransfer();
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$result->account = $account;
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$result->painMessage = $painMessage;
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$result->xmlSchema = $match[1];
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return $result;
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}
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/**
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* Request individual bookings instead of a batch booking on the bank statement.
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* Only applicable for batch transfers (Sammelüberweisung).
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*
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* @param bool $singleBookingRequested If true, each transaction appears separately on the statement.
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* @return $this
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*/
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public function setSingleBookingRequested(bool $singleBookingRequested): self
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{
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$this->singleBookingRequested = $singleBookingRequested;
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return $this;
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}
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/**
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* @deprecated Beginning from PHP7.4 __unserialize is used for new generated strings, then this method is only used for previously generated strings - remove after May 2023
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*/
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public function serialize(): string
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{
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return serialize($this->__serialize());
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}
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public function __serialize(): array
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{
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return [
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parent::__serialize(),
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$this->account, $this->painMessage, $this->xmlSchema, $this->singleBookingRequested,
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];
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}
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/**
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* @deprecated Beginning from PHP7.4 __unserialize is used for new generated strings, then this method is only used for previously generated strings - remove after May 2023
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*
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* @param string $serialized
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* @return void
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*/
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public function unserialize($serialized)
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{
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self::__unserialize(unserialize($serialized));
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}
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public function __unserialize(array $serialized): void
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{
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list(
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$parentSerialized,
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$this->account, $this->painMessage, $this->xmlSchema, $this->singleBookingRequested,
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) = $serialized;
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is_array($parentSerialized) ?
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parent::__unserialize($parentSerialized) :
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parent::unserialize($parentSerialized);
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}
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protected function createRequest(BPD $bpd, ?UPD $upd)
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{
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// ANALYSE XML FOR RECEIPTS AND PAYMENT DATE
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$xmlAsObject = simplexml_load_string($this->painMessage, 'SimpleXMLElement', LIBXML_NOCDATA);
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$numberOfTransactions = $xmlAsObject->CstmrCdtTrfInitn->GrpHdr->NbOfTxs;
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$hasReqdExDates = false;
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foreach ($xmlAsObject->CstmrCdtTrfInitn?->PmtInf as $pmtInfo) {
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// Checks for both, <ReqdExctnDt>1999-01-01</ReqdExctnDt> and <ReqdExctnDt><Dt>1999-01-01</Dt></ReqdExctnDt>
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if (isset($pmtInfo->ReqdExctnDt) && ($pmtInfo->ReqdExctnDt->Dt ?? $pmtInfo->ReqdExctnDt) != '1999-01-01') {
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$hasReqdExDates = true;
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break;
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}
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}
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// NOW READ OUT, WICH SEGMENT SHOULD BE USED:
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if ($numberOfTransactions > 1 && $hasReqdExDates) {
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// Terminierte SEPA-Sammelüberweisung (Segment HKCME / Kennung HICMES)
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$segmentID = 'HICMES';
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$segment = \Fhp\Segment\CME\HKCMEv1::createEmpty();
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} elseif ($numberOfTransactions == 1 && $hasReqdExDates) {
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// Terminierte SEPA-Überweisung (Segment HKCSE / Kennung HICSES)
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$segmentID = 'HICSES';
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$segment = \Fhp\Segment\CSE\HKCSEv1::createEmpty();
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} elseif ($numberOfTransactions > 1 && !$hasReqdExDates) {
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// SEPA-Sammelüberweisungen (Segment HKCCM / Kennung HICSES)
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$segmentID = 'HICSES';
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$segment = \Fhp\Segment\CCM\HKCCMv1::createEmpty();
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} else {
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// SEPA Einzelüberweisung (Segment HKCCS / Kennung HICCSS).
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$segmentID = 'HICCSS';
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$segment = \Fhp\Segment\CCS\HKCCSv1::createEmpty();
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}
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if (!$bpd->supportsParameters($segmentID, 1)) {
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throw new UnsupportedException('The bank does not support ' . $segmentID . 'v1');
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}
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/** @var HISPAS $hispas */
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$hispas = $bpd->requireLatestSupportedParameters('HISPAS');
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$supportedSchemas = $hispas->getParameter()->getUnterstuetzteSEPADatenformate();
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// Sometimes the Bank reports supported schemas with a "_GBIC_X" postfix.
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// GIBC_X stands for German Banking Industry Committee and a version counter.
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$xmlSchema = $this->xmlSchema;
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$matchingSchemas = array_filter($supportedSchemas, function ($value) use ($xmlSchema) {
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// For example urn:iso:std:iso:20022:tech:xsd:pain.001.001.09 from the xml matches
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// urn:iso:std:iso:20022:tech:xsd:pain.001.001.09_GBIC_4
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return str_starts_with($value, $xmlSchema);
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});
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if (count($matchingSchemas) === 0) {
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throw new UnsupportedException("The bank does not support the XML schema $this->xmlSchema, but only "
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. implode(', ', $supportedSchemas));
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}
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$segment->kontoverbindungInternational = Kti::fromAccount($this->account);
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$segment->sepaDescriptor = $this->xmlSchema;
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$segment->sepaPainMessage = new Bin($this->painMessage);
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// For batch transfers: set einzelbuchungGewuenscht if bank allows it
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if ($numberOfTransactions > 1) {
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$paramSegmentId = $hasReqdExDates ? 'HICMES' : 'HICCMS';
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$paramSegment = $bpd->getLatestSupportedParameters($paramSegmentId);
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if ($paramSegment !== null && $paramSegment->getParameter()->einzelbuchungErlaubt) {
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$segment->einzelbuchungGewuenscht = $this->singleBookingRequested;
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}
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}
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return $segment;
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}
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public function processResponse(Message $response)
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{
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parent::processResponse($response);
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if ($response->findRueckmeldung(Rueckmeldungscode::ENTGEGENGENOMMEN) === null && $response->findRueckmeldung(Rueckmeldungscode::AUSGEFUEHRT) === null) {
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throw new UnexpectedResponseException('Bank did not confirm SEPATransfer execution');
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}
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}
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}
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